Impressive operational performance across both business segments, with improved profitability metrics and solid growth momentum despite challenging market conditions.

General insurance premium growth of 9.5% vs industry's 4.8%

Life insurance ANP growth of 5.8% vs industry's -1.5%

Notable progress on agency expansion, digital adoption, underwriting excellence, and cost discipline

Allianz-PA（優先股 / ICPS）

✔ 不是普通股，而是 可轉換優先股
✔ 沒有投票權（通常）
✔ 有些優先股會有額外利益（例如較固定的分紅、較穩定的權利）
✔ 到期後會 轉換成普通股（每家公司規則不一樣）
✔
✔ EPS、DPS 在資料網站上常常顯示為