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The Group recorded a lower PBT of RM245.961 million for the financial period-to-date as compared to
RM291.145 million in the preceding year corresponding period. The decrease was mainly due to the higher
impairment losses on financing receivables by RM83.931 million and higher other operating expenses of
RM56.039 million in line with increased transaction and financing volume. This is offset by the incremental
increase in revenue of RM139.284 million. The share of losses in AEON Bank for
