Maybank (Malayan Banking Berhad, KLSE: MAYBANK) exhibits a stable outlook in the coming weeks, underpinned by solid financial performance and positive analyst sentiment. 

⸻

? Analyst Forecast & Price Targets

Analysts maintain a “Buy” consensus for Maybank, with 12-month price targets ranging from RM9.39 to RM13.44, and an average target of RM11.42, indicating a potential upside of approximately 15.45% from current levels. 

Philip Capital recently upgraded Maybank to a “Buy” rating, setting a target price of RM11.40, citing improved return on equity (ROE), asset quality, and an attractive 2025 dividend yield of 6%. 

⸻

? Financial Performance

In the fourth quarter of FY2024, Maybank reported a 6.05% year-on-year increase in net profit, amounting to RM2.53 billion, driven by higher net interest income and improved insurance/takaful service results. 

For the full year FY2024, net profit rose by 7.9% to RM10.09 billion, reflecting the bank’s resilience amid global economic challenges. 

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? Growth & Dividend Outlook
• Earnings Growth: Projected at 4.4% annually, aligning with industry expectations. 
• Dividend Yield: Maybank declared a final dividend of 32 sen per share, maintaining an attractive yield for investors. 

⸻

? Strategic Initiatives

Maybank continues to focus on growth areas such as wealth management, bancassurance, and the global banking mid-market segment, which have yielded positive outcomes for the group. 

⸻

⚠️ Risks to Monitor

Potential risks include net interest margin compression, rising operational costs, and intense competition in the deposit market, which could impact funding costs. 

⸻

✅ Conclusion

Maybank’s robust financial performance, strategic growth initiatives, and consistent dividend payouts position it as a stable investment option in the banking sector. Investors seeking steady returns may find Maybank a compelling choice in the current market environment

Scientex Berhad (KLSE: SCIENTX) presents a mixed outlook for the coming weeks, influenced by sector-specific challenges and strategic growth initiatives. 

⸻

? Recent Performance & Short-Term Outlook

In the second quarter of FY2025, Scientex reported a 12.1% decline in net profit, amounting to RM123.95 million, compared to RM141.01 million in the same quarter the previous year. Earnings per share decreased to 7.97 sen from 9.09 sen. This downturn is attributed to intense competition in the industrial packaging sector, inflationary pressures, and foreign currency fluctuations . 

Short-term forecasts suggest a modest recovery, with price targets ranging between RM3.60 and RM3.61 over the next two weeks . Given the current market volatility, significant upward movement may be limited in the immediate term. 

⸻

?️ Property Division: A Beacon of Strength

Contrasting the packaging segment, Scientex’s property division demonstrates robust performance. The company has observed strong market interest in recent property launches and has made strategic land acquisitions in areas such as Bestari Jaya (Selangor), Jawi (Penang), Pulai (Johor), and Paya Rumput (Melaka) . These moves are expected to bolster the division’s market presence and contribute positively to future earnings.  

⸻

? Analyst Sentiment & Price Targets

Analysts maintain a positive stance on Scientex, with 12-month price targets ranging from RM3.64 to RM5.75, and an average target of RM4.30, indicating a potential upside of approximately 16.8% from current levels . The consensus recommendation is a “Buy”, reflecting confidence in the company’s long-term prospects. 

⸻

? Strategic Considerations

Scientex’s dual-engine business model, encompassing both packaging and property development, provides a buffer against sector-specific downturns. While the packaging segment faces near-term challenges, the property division’s resilience and growth potential offer a counterbalance. Investors may consider a cautious approach in the short term, with an eye on long-term gains as the company’s strategic initiatives materialize. 

Public Bank Berhad (KLSE: PBBANK) continues to demonstrate resilience and stability, making it a noteworthy consideration for investors, especially amid global tariff uncertainties. 

⸻

? Stock Forecast & Analyst Sentiment

Analysts maintain a cautiously optimistic outlook for PBBANK:
• Price Targets: The average 12-month price target stands at RM5.28, with forecasts ranging from RM4.44 to RM5.88, suggesting potential upside from current levels. 
• Growth Projections: Earnings and revenue are projected to grow annually by 4.9% and 5.5%, respectively, over the next few years. 
• Return on Equity (ROE): Expected to remain robust at approximately 12.6% in the coming years. 

Kenanga Research has reiterated an “Outperform” rating with a price target of RM5.10, citing effective control over funding costs and a stable net interest margin (NIM). 

⸻

? Financial Performance & Dividend Outlook

Public Bank’s financial health remains strong:
• FY2024 Earnings: Reported net income of RM7.15 billion, up from RM6.65 billion in the previous year.
• Dividend: Announced a final dividend of RM0.11 per share, bringing the yield to approximately 4.9%, aligning with industry averages. 
• Asset Quality: Maintained a low gross impaired loans ratio of 0.6%, indicating prudent risk management. 

⸻

? Navigating Global Tariff Uncertainties

While global tariff fluctuations can impact economic conditions, Public Bank’s diversified portfolio and conservative lending practices provide a buffer against such external shocks. The bank’s focus on retail banking and its strong capital position enhance its ability to navigate potential challenges.

⸻

? Conclusion

Considering its solid financial foundation, consistent dividend payouts, and positive growth projections, Public Bank Berhad appears well-positioned for sustained performance. Investors seeking stability in the banking sector may find PBBANK a compelling option. 

If you require further details or comparisons with other financial institutions, feel free to ask!

Poll result only concentrated on election results and appointments of auditor Ernest n Young with no dividend approved proved a great disappointment!

Difficult for pbb to move up becoz Epf is a big seller here ! As long as Epf continues selling this pbb will always be in the doldrums!

Set target at RM 5

Epf is the big culprit on selling spree !

Public Bank Berhad (KLSE: PBBANK) has experienced recent price declines, but analysts maintain a positive long-term outlook. Here’s an analysis based on current data: 

⸻

? Stock Forecast & Target Price
• Current Price: Approximately RM4.54.
• Analyst Consensus:
• Average 12-Month Target: RM5.28 (16% upside).
• Range: RM4.44 to RM5.88.
• Consensus Rating: “Buy” from 25 analysts.    
• Institutional Upgrades:
• RHB Investment Bank: Upgraded to “Buy” with a target price of RM4.80.
• Maybank Investment Bank: Upgraded to “Buy” with a target price of RM5.05.  

⸻

? Moving Averages & Momentum
• 50-Day Moving Average: RM4.50
• 200-Day Moving Average: RM4.30
• Relative Strength Index (RSI): 48 (neutral)
• MACD: Recent bearish crossover indicating potential short-term downward pressure.   

The stock is currently trading below its 50-day average but above the 200-day average, suggesting a cautious short-term outlook with potential for long-term gains. 

⸻

? Valuation & Earnings Outlook
• Price-to-Earnings (P/E) Ratio: 12.2x, slightly above the fair value estimate of 11.1x.
• Earnings Growth Forecast: Approximately 4.9% annually over the next three years.
• Return on Equity (ROE): Projected at 12.6% in three years.  

While not a high-growth stock, Public Bank offers stable earnings and solid fundamentals. 

⸻

? Dividend Outlook & Bonus Potential
• Recent Dividend Increase: Final dividend raised to RM0.11, yielding 4.9%.
• Dividend Payout Ratio: Currently at 57%, with room for potential increases.  

There is no current indication of a bonus issue, but the bank’s strong capital position suggests potential for future dividend enhancements.

⸻

? Summary
• Short-Term Outlook: Cautious due to recent technical indicators.
• Long-Term Outlook: Positive, supported by analyst upgrades and stable earnings.
• Dividend Prospects: Strong, with potential for further increases.
• Bonus Issue: No current plans announced.  

Investors seeking stability and consistent dividends may find Public Bank an attractive option, especially if monitoring for signs of technical recovery.

⸻

As of early May 2025, CIMB Group Holdings Berhad (KLSE: CIMB) presents a mixed investment outlook for the next 1–2 weeks, with both promising fundamentals and near-term market uncertainties. 

⸻

? Short-Term Stock Outlook (1–2 Weeks)

CIMB’s stock has recently experienced a slight decline, dropping 2.8% over the past week. Analysts have set target prices ranging from RM6.60 to RM8.60, indicating potential upside from current levels. However, short-term performance may be influenced by broader market volatility, including global economic uncertainties and competition for deposits. 

⸻

? Financial Performance & Dividend Profile
• FY2024 Net Profit: RM7.73 billion, marking an 11% increase year-over-year. 
• Earnings Per Share (EPS): RM0.7227. 
• Return on Equity (ROE): 11.4%, up from 10.7% in FY2023. 
• Dividend Yield: Approximately 6.65%, with a semi-annual payout totaling RM0.47 per share in FY2024. 
• Payout Ratio: 72.61%, indicating a strong commitment to returning profits to shareholders. 

CIMB has also declared special dividends, including a 7 sen per share payout in August 2024, reflecting robust capital management. 

⸻

⚠️ Risks and Challenges

Investors should be aware of several potential risks:
• Margin Compression: Intense competition for deposits may pressure net interest margins. 
• Asset Quality Concerns: Exposure to markets like Indonesia could pose challenges if economic conditions worsen. 
• Regulatory Changes: The upcoming adoption of Basel III standards may impact capital ratios, though the effect is expected to be manageable. 
• Market Volatility: Global economic uncertainties and geopolitical tensions could affect investor sentiment and stock performance. 

⸻

? Recovery and Growth Prospects

Despite short-term headwinds, CIMB’s long-term outlook remains positive:
• Revenue Growth: Projected at 7% annually over the next three years, outpacing the Malaysian banking industry’s average. 
• Strategic Initiatives: The “Forward23+” plan focuses on digital transformation and regional diversification, particularly in high-growth markets like Indonesia and Singapore. 
• Capital Strength: A Common Equity Tier 1 (CET1) ratio of 14.5% provides a solid buffer for future growth and dividend sustainability. 

⸻

✅ Summary

CIMB offers a compelling dividend yield and demonstrates strong financial health, making it attractive for income-focused investors. However, short-term stock performance may be influenced by external economic factors and industry-specific challenges. Long-term prospects appear favorable, supported by strategic initiatives and solid capital management.

⸻

99 will b the same as diy .

Amanahraya Trustee disposed but Persaraaan acquired thus the turbulence created n caused the price to go up b down !